5 Tips For Affording That Family Holiday
There’s nothing quite like packing up a few suitcases and heading abroad for a family holiday in the sun! Alas, those types of luxuries do come at a cost, no matter where you’re travelling to. It’s not always finding the extra cash to take the family away, not when you have other debts, household bills, and all the other expenditures of modern life to take care of. But just because it’s difficult doesn’t mean it’s impossible, far from it. You just might need to do a bit more planning to get the holiday you want.
Start Saving Now
Well, there’s no time like the present, is there? If you see a family holiday as a longer term goal, then why not start saving money now? Even putting away small amounts of money each month can add up to a decent sized pot of cash, with which you can finally pick that holiday you always wanted. This is probably a necessity if you want one of those ‘once in a lifetime’ holidays for you and your children, such as Disneyland and the like.
Getting Control Of the Bills
Aside from the putting away a portion of your salary each month, it’s a good idea to review all your outstanding bills and get them firmly under control. If you’re paying back debts to multiple companies, then take a look at unsecured loans for debt consolidation; it could reduce the interest you pay, as well as lower your monthly payments. More money for the holiday fund! The same goes for household bills. It’s always worth seeing if you can get better deals on things like energy, digital TV subscriptions, and mobile phone contracts. You might be able to half your payments for a month just by exploring some options.
Having a Budget For The Trip
It’s true that a family holiday can be expensive, but sometimes it doesn’t have to be quite as expensive as you’d think if you stick to a budget. Of course, finding a holiday that is suitable for your budget (say, all inclusive or somewhere in a cheaper destination) is a start. From there, if you’re honest and strict about your budget for when you’re there, you won’t get yourself into any difficulties. If everything looks good on paper, go for it!
We all want to go on a holiday each year. Heck, we all want to go on multiple holidays each year. But this is a pretty recent phenomenon; it’s a luxury that would have been impossible for most families just a few decades ago. As such, there’s nothing wrong with skipping a year or two. It’ll make the holidays you do take all the more special!
And hey, remember this: a holiday is only what you make it! If you can’t afford the long-haul, why not look closer to home? Going for a camping trip can be plenty of fun, and involves nowhere near as much organization. And best of all? It won’t cost the earth or even a fraction of it!